Resources
Second Chance Financial Services
Second Chance Financial
Helping Businesses and Families Rebuild After Foreclosure
We help families and businesses recover, preserve their assets, and move forward with confidence after facing foreclosure. We provide expert support and solutions tailored to your needs.
We Understand Your Challenges
Foreclosure is a difficult and stressful experience. It can be overwhelming to deal with the legal processes, financial challenges, and emotional toll. We’re here to help guide you through this complex process, offering compassionate support and practical solutions tailored to your unique circumstances.
We're committed to providing you with personalized support, tailored solutions, and trusted expertise. Our team is comprised of experienced professionals dedicated to helping you rebuild your financial future. We understand that every family faces unique challenges, and we work closely with you to develop a plan that meets your specific needs.
Protect Your Assets & Rebuild Your Finances
Wealth Preservation
We help you identify and protect your remaining equity or assets, ensuring your financial security. We work diligently to secure your future and minimize financial losses. Our team will guide you through the process of safeguarding your valuable assets and creating a solid financial foundation for your family.
Fee Recovery
We work with recovery professionals to help you recover unfairly assessed foreclosure fees or penalties. We believe in fighting for your rights and ensuring you are treated fairly. We'll guide you through the process of challenging excessive fees and advocating for your financial well-being.
Pre-Foreclosure Loans
Avoid foreclosure with tailored pre-foreclosure loan options to stabilize your finances. We offer flexible financing solutions designed to help you regain control of your situation. We'll work with you to develop a manageable repayment plan and help you navigate the process of getting back on track.
Relocation Assistance
We offer seamless support in finding affordable housing and managing moving logistics. We help you access financial aid for a fresh start. We’re here to assist you every step of the way, making the transition as smooth as possible.
We Offer More Than Just Financial Services
Compassionate Support
We understand that foreclosure is a difficult emotional journey. We are here to provide support and guidance with empathy and professionalism. Our team is committed to treating you with respect and understanding, providing a compassionate and supportive environment.
Trusted Expertise
We have years of experience in real estate and financial recovery. We have the knowledge and skills to guide you through the process and help you navigate the complexities of foreclosure. We'll provide you with the information and resources you need to make informed decisions and reclaim your financial stability.
Personalized Solutions
We recognize that each family is unique. We offer customized strategies to address your specific circumstances, ensuring that the solutions we provide are the right fit for you. We'll work closely with you to develop a plan that meets your individual needs and goals.
Take the Next Step Towards a Brighter Future
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Don't wait. Contact us today for a free consultation. We'll assess your situation and provide guidance on the best path forward.
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We'll discuss your options and develop a personalized strategy to help you rebuild your financial future. We offer a range of solutions to address your unique circumstances.
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We’ll help you reclaim your financial stability and move forward with confidence. Our team is dedicated to helping you achieve your goals.
What Happens During a Consultation?
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We’ll discuss your current situation and financial goals.
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We’ll review your options and explain your rights. We'll discuss any legal proceedings, debt relief options, and potential financial solutions.
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We'll develop a personalized strategy to help you rebuild your financial future. We'll provide resources and support to help you achieve your goals.
Why Choose Us?

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Compassionate Support
Our team is dedicated to providing the solutions and support you need during this challenging time.
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Trusted Expertise
We have years of experience helping families navigate and rebuild their financial lives.
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Personalized Solutions
We'll work closely with you to develop a plan that addresses your unique circumstances and financial goals.
We're Here To Help You Rebuild
Don't let foreclosure define your future. We're here to help you rebuild, reclaim your financial stability, and create a brighter future for your family. Contact us today for a free consultation call 1-888-439-0332 or email info@forclosureresources.org.
We Understand Your Challenges
We understand the difficulties you face after a foreclosure. You may feel overwhelmed and unsure of where to turn for help. Our team is here to provide the support and guidance you need to navigate these challenges. We'll work with you to develop a personalized plan to rebuild your finances and protect your assets.
RESOURCES
If you're seeking assistance in Harris County, Texas, after experiencing foreclosure, several resources are available to help you navigate this challenging time:
TXHAF provides financial assistance to qualified Texas homeowners who have fallen behind on their mortgage, property taxes, insurance, and HOA fees due to the COVID-19 pandemic. Eligible homeowners can receive up to $25,000 for late property taxes and fees. To qualify, you must own and occupy the property as your primary residence, have a household income at or below the Area Median Income level, and have experienced financial hardship after January 21, 2020. For more details, visit the Texas Homeowner Assistance Fund Program.
TDHCA offers foreclosure prevention resources, including free foreclosure intervention counseling through HUD-approved agencies. You can call the HOPE for Homeowners Hotline at 1-888-995-HOPE (4673) for assistance. More information is available on the TDHCA Foreclosure Prevention page.
Organizations like Texas Rio Grande Legal Aid and Lone Star Legal Aid offer legal assistance to Texas homeowners facing foreclosure due to issues like property taxes, HOA disputes, or mortgage problems. You can apply for help through their Foreclosure Prevention Project.
The Texas State Law Library offers a comprehensive guide on avoiding foreclosure, including information on loan modifications, refinancing, and bankruptcy. Access the guide here.
Texas Law Help provides information on programs designed to help homeowners avoid foreclosure, including counseling services and legal assistance. Explore their resources here.
The Harris County Community Services Department offers an emergency assistance list that includes agencies providing rent, utility, and food assistance. While some information may be dated, it's advisable to contact these agencies directly to inquire about current assistance programs. The list is available here.
If your foreclosure is related to a disaster, Harris County offers a Post-Disaster Relocation and Buyout Program. This program assists homeowners in relocating from high-risk areas and provides financial incentives for purchasing homes within Harris County. More information can be found on the Harris Recovery website.
For new homeowners, Houston Habitat offers post-purchase support, including information on foreclosure prevention and avoiding predatory lending. They provide resources on financial education, home maintenance, and community support. Visit their Post-Purchase Support page for more details.
OTHER Resources
Fair Housing Council of Greater San Antonio – Foreclosure Prevention Programs
While based in San Antonio, this organization provides resources that may be helpful to homeowners across Texas, including foreclosure prevention programs and counseling services. Learn more on their website.
  • Fifth Ward Community Redevelopment Corporation – Foreclosure Prevention CounselingThis organization offers foreclosure prevention counseling to homeowners at risk of losing their homes. For more information, call 713-674-0175 or email info@fifthwardcrc.org. Details are available on their website.
  • U.S. Department of Housing and Urban Development (HUD) – Free Foreclosure Intervention CounselingHUD offers free counseling through approved agencies to help homeowners avoid foreclosure. You can find a local HUD-approved counseling agency by calling 1-800-569-4287 or visiting their website.
  • Homeownership Preservation Foundation – HOPE HotlineThe Homeownership Preservation Foundation provides free, confidential foreclosure prevention counseling via the HOPE Hotline at 1-888-995-HOPE (4673). Hearing-impaired individuals can call 877-304-9709 (TTY). More information is available on their website.
  • Making Home Affordable ProgramThis federal program offers various options to help homeowners avoid foreclosure, including loan modifications and refinancing opportunities. Visit the Making Home Affordable website to explore available programs and eligibility criteria.
  • Texas State Affordable Housing Corporation (TSAHC) – Foreclosure Prevention ProgramsTSAHC provides resources and counseling to assist homeowners in avoiding foreclosure. They offer guidance on various programs and financial education. Learn more on their Foreclosure Prevention page.
  • Avenue Community Development Corporation (Avenue CDC) – Foreclosure Prevention CounselingAvenue CDC offers free foreclosure prevention counseling to homeowners in Houston. Their counselors can help you understand your options, find available resources, and communicate effectively with your mortgage servicer. To schedule a counseling session, call the Homeownership Center at 713-864-9099 or email classes@avenuecdc.org.​
  • Houston Housing Authority – Homeownership Program: The Houston Housing Authority provides resources and support for homeowners facing financial difficulties. Their Homeownership Program offers counseling and assistance to help prevent foreclosure. For more information, visit their website or call 713-260-0600.
  • Tejano Center for Community Concerns – Housing Counseling ServicesThe Tejano Center offers housing counseling services, including foreclosure prevention assistance, to residents in the Houston area. They provide guidance on budgeting, communication with lenders, and exploring available options to avoid foreclosure. Contact them at 713-640-7100 or visit their website for more information.
  • Chinese Community Center – Housing Counseling ProgramThe Chinese Community Center in Houston offers a Housing Counseling Program that provides foreclosure prevention counseling among other services. They assist homeowners in understanding their mortgage options and offer support in communicating with lenders. For assistance, call 713-271-6100 or visit their website.
  • Fifth Ward Community Redevelopment Corporation – Foreclosure Prevention Counseling - This organization offers foreclosure prevention counseling to homeowners at risk of losing their homes. For more information, call 713-674-0175 or email info@fifthwardcrc.org.
Most programs are first come-first served, so act promptly and utilize these resources to address foreclosure-related challenges.